Top 3 Ways to Invest Into Real Estate Using a Self-Directed Account
A Self-Directed IRA is a powerful tool in your investing arsenal and there are many ways to use one to invest. Many investors use Self-Directed accounts to invest into real estate and a common question is “What are the ways I can invest into real estate using my account?” While there are many…
The Equity Trust Alternative
Here at iPlanGroup, most of our new clients come to us by way of referral. Typically, they’ll share that we’ve helped a friend of theirs, or were recommended by a subject matter expert (or guru). Once in a while, a client will come to us by way of a referral through a RIA…
How a Checkbook IRA Gives Investors Faster Access to Funds
A Checkbook IRA offers self-directed investors the opportunity to make multiple investments while maintaining complete control of their assets. In addition to quick investment turnaround, convenient checkbook control, and the many associated legal and financial benefits, a Checkbook IRA also gives investors immediate access to funds within their IRA when they’re ready to…
Do You Need to be a High Net Worth Individual to Invest in a Self-Directed IRA?
One of the greatest benefits of a self-directed IRA is the ease of accessibility for individuals at nearly any income level. Whether you are a young professional just starting your career or in your final years of work before retirement, self-directed investing can help you reach your financial goals. However, one of the…
What Percentage of Your Retirement Should You invest in a Self-Directed IRA?
“What’s the best retirement portfolio mix?” For every investment advisor you ask, you will get a different answer. That’s because every investor has a unique financial situation and every investment opportunity holds a different potential for risk and reward. Determining what percentage of your retirement fund you should invest in a self-directed IRA…
Why Promissory Notes Are Becoming More Popular With Investors
For self-directed investors, promissory notes provide an opportunity for a dependable cash flow without the fluctuating returns of stock investments, which makes them an attractive and popular investment strategy. But what does it mean to hold promissory notes for self-directed investors and why are they such an attractive option? Read on to find…
Promissory Notes – Understanding Loan to Value
If you are considering investing in promissory notes, you’ll want to understand the loan-to-value ratio or LTV. But what is LTV? What is it used for? How can you make sure you have an LTV that fits your investment strategy and goals? Keep reading to find out, then contact the team at iPlanGroup…
Using the 3 Cs When Investing in Promissory Notes
As a promissory note lender, you take on the same risks as a traditional financial institution when lending financial support. For this reason, it’s important that you, through your self-directed IRA, use good lending practices by using the three Cs when investing in promissory notes. What are they and why do they matter?…
What Happens if a Borrower Defaults on a Promissory Note?
When a self-directed IRA invests in a promissory note, there are a variety of associated risks uncommon to other types of investments. By planning ahead, you can minimize your overall risk of investing in promissory notes and ensure the health and longevity of your self-directed IRA. Not sure if a promissory note is…
Self-Directed IRA Rules
A self-directed IRA offers investment opportunities outside of the typical stocks, bonds, and mutual funds. Real estate, promissory notes, and private company stock are some of the alternative investment options available when you own a self-directed IRA. To make the most of your investment and maintain your IRA tax benefits, it’s important for…