Precious Metals in your IRA: Gold, Silver, Platinum, & Palladium
The IRS allows a variety of different tax-advantaged plans such as the Traditional IRA, Roth, SEP, SIMPLE, Individual 401(k), HSA, and CESA to acquire certain precious metals as an asset, all while retaining the tax benefits associated with the plan you use. Investing into precious metals via a Self-Directed IRA or Precious Metals…
Unrelated Business Income Tax (UBIT)
Most investment gains in a retirement account are exempt from federal income tax according to Code 408, and Section 512 of the Internal Revenue Code. Exempt income includes: rental income, interest income from loans, dividend income, capital gain income, annuities, royalties, and gains/losses from the sale of company stock. It’s a common misconception…
Top 3 Ways to Invest Into Real Estate Using a Self-Directed Account
A Self-Directed IRA is a powerful tool in your investing arsenal and there are many ways to use one to invest. Many investors use Self-Directed accounts to invest into real estate and a common question is “What are the ways I can invest into real estate using my account?” While there are many…
Can You Still Use a Financial Advisor if You Own a Self-Directed IRA?
When it comes to understanding self-directed IRA pros and cons, a specific industry, or investment opportunity, financial advisors have a wealth of knowledge from in-depth training and hands-on experience. For a self-directed investor, this expertise and experience can be a huge asset. But when should you reach out to your investment advisor and…
The Biggest Problem With Self-Directed IRAs is That Very Few People Know They Exist
While traditional IRAs have been a well-known retirement strategy for working professionals for decades, self-directed IRAs have only started to gain favor in recent years. Thanks to the abundance of information available online, investors can now easily educate themselves on investment opportunities like never before. Self-Directed Investing = Alternative Options Real estate investments…
What Percentage of Your Retirement Should You invest in a Self-Directed IRA?
“What’s the best retirement portfolio mix?” For every investment advisor you ask, you will get a different answer. That’s because every investor has a unique financial situation and every investment opportunity holds a different potential for risk and reward. Determining what percentage of your retirement fund you should invest in a self-directed IRA…
Self-Directed Investing Offers More than Just Real Estate
If you’ve already started investing with your Self-Directed IRA but haven’t ventured outside of the world of real estate, you might not be taking full advantage of this investment opportunity. Self-Directed IRA investing is more than just real estate, in fact there are several other asset classes you might be excited to learn…
Which Asset Class Provides the Best ROI?
If you’re planning to invest in your future financial security, you’re going to have to take some amount of risk. Investing is all about taking risks now for a potential gain in the future. In a traditional IRA account, investors minimize risk by letting a “trained professional” control their accounts. By choosing asset…
What’s the Difference Between a Tax Lien and a Tax Deed?
Home ownership is the American dream – a dream that sometimes gets cut short by financial downturn. Home owners can start running behind on tax payments, and when this happens real estate investors can find investment opportunities. Both tax lien and tax deed investing involve buying properties that have delinquent taxes, but it’s…
Common Misunderstandings About Investing in Tax Liens
Even the most novice investor is familiar with a basic real estate transaction. After all, over 60% of Americans own their homes; so buying real estate is, for the most part, an understandable process. Real estate investing can get a lot more complex, however, and certain investments require more knowledge than others to…