Precious Metals in your IRA: Gold, Silver, Platinum, & Palladium
The IRS allows a variety of different tax-advantaged plans such as the Traditional IRA, Roth, SEP, SIMPLE, Individual 401(k), HSA, and CESA to acquire certain precious metals as an asset, all while retaining the tax benefits associated with the plan you use. Investing into precious metals via a Self-Directed IRA or Precious Metals…
Unrelated Business Income Tax (UBIT)
Most investment gains in a retirement account are exempt from federal income tax according to Code 408, and Section 512 of the Internal Revenue Code. Exempt income includes: rental income, interest income from loans, dividend income, capital gain income, annuities, royalties, and gains/losses from the sale of company stock. It’s a common misconception…
Top 3 Ways to Invest Into Real Estate Using a Self-Directed Account
A Self-Directed IRA is a powerful tool in your investing arsenal and there are many ways to use one to invest. Many investors use Self-Directed accounts to invest into real estate and a common question is “What are the ways I can invest into real estate using my account?” While there are many…
The Equity Trust Alternative
Here at iPlanGroup, most of our new clients come to us by way of referral. Typically, they’ll share that we’ve helped a friend of theirs, or were recommended by a subject matter expert (or guru). Once in a while, a client will come to us by way of a referral through a RIA…
Moving From Good to Great as a Self-Directed Investor
Most self-directed investors focus on one main investment class and never diversify. While real estate may offer ample growth opportunity and a fairly reliable ROI, the best investment portfolio is one that is diverse. Here are three benefits of diversifying your portfolio, from the experienced team at iPlan Group. 3 Benefits of True…
3 Common Retirement Mistakes People Make When Changing Employment
When you leave a company’s employment, you have a few options for dealing with your old retirement account. You can leave the money in the old account, take a distribution without rolling it into a new retirement fund, or you can roll your old account into a new account at your new place…
Can You Still Use a Financial Advisor if You Own a Self-Directed IRA?
When it comes to understanding self-directed IRA pros and cons, a specific industry, or investment opportunity, financial advisors have a wealth of knowledge from in-depth training and hands-on experience. For a self-directed investor, this expertise and experience can be a huge asset. But when should you reach out to your investment advisor and…
The Biggest Problem With Self-Directed IRAs is That Very Few People Know They Exist
While traditional IRAs have been a well-known retirement strategy for working professionals for decades, self-directed IRAs have only started to gain favor in recent years. Thanks to the abundance of information available online, investors can now easily educate themselves on investment opportunities like never before. Self-Directed Investing = Alternative Options Real estate investments…
Do You Need to be a High Net Worth Individual to Invest in a Self-Directed IRA?
One of the greatest benefits of a self-directed IRA is the ease of accessibility for individuals at nearly any income level. Whether you are a young professional just starting your career or in your final years of work before retirement, self-directed investing can help you reach your financial goals. However, one of the…
What Percentage of Your Retirement Should You invest in a Self-Directed IRA?
“What’s the best retirement portfolio mix?” For every investment advisor you ask, you will get a different answer. That’s because every investor has a unique financial situation and every investment opportunity holds a different potential for risk and reward. Determining what percentage of your retirement fund you should invest in a self-directed IRA…