Why A Self Directed IRA is VITAL To Your Retirement Planning

Our clients constantly tell us stories about how discouraged they were until they started a SDIRA. For years, the stock market has been a roller coaster and most retirement portfolios are at unprecedented lows. If you are sick of seeing your portfolio lose value, start thinking about a self-directed IRA.

Traditional investors fill their retirement accounts with stocks, bonds, mutual funds and exchange-traded funds. Many don’t realize that there is a potential to fill your retirement account with so much more, including real estate and assets from private business.

Does a self-directed IRA make sense for your retirement planning and goals? If you are:

• An expert or specialist in a field where there is a lot of profit potential, you can use your retirement account to invest. Your private investment may have a huge payoff down the line if you get in on the ground floor of a promising business idea.
• Interested in investing in real estate, SDIRA may just be for you. Owning real estate can give you real stability in terms of a solid investment- much more than the stock market can promise these days!
• A life-long worker with much of your life savings tied up in retirement, diversify! Nothing is more terrible than seeing your life savings drip away in the stock market.
• A gold, silver or other metals buff- why not invest in the actual product rather than company stock?

If you find yourself with quite a bit of money in your IRA, you probably want to expand beyond traditional investments and diversify your portfolio.

To create a diversified retirement portfolio with these and other investments, you must find a third-party administrator to oversee the account. While many firms, banks and brokers offer IRAs, most do not offer SDIRAs; overseeing more than traditional stocks and funds is a lot of work. Luckily iPlanGroup concentrates on SDIRA and our SDIRA specialists have a combined 70 years’ experience in the field.

iPlanGroup is not a fiduciary and does not render investment, tax, legal, accounting, or other professional advice. You should seek the services of a competent professional if investment, tax, legal, accounting, or other similar expert assistance is required. iPlanGroup does not endorse or recommend any particular investments.